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USD to PLN

US dollar to Polish zloty

1 USD = 3.8767 PLN

Official cross rate for 19 Oct 2026 · National Bank of Georgia · updated 16 Oct, 17:01 UTC

Convert

PLN3,876.70

1 PLN = 0.2580 USD

USD to PLN history

20 Sep19 Oct
High
3.9239
Low
3.7895
Average
3.8707
Change
+1.94%

What lands for you

Estimate

A client pays you 1,000 USD, you take it in PLN.

Bank wire

About 30 USD in wire fees and about 3% off the rate

3,647.58 PLN

Online transfer, like Wise

About 0.7% fee at the mid-market rate

3,849.56 PLN

USDC to your wallet

About 1 USD network fee and about 1% to cash out to PLN

3,834.09 PLN

Typical public fees in October 2026. Your bank or provider may charge more or less.

USD to PLN

USDPLN
1 USD3.88 PLN
5 USD19.38 PLN
10 USD38.77 PLN
20 USD77.53 PLN
50 USD193.83 PLN
100 USD387.67 PLN
250 USD969.17 PLN
500 USD1,938.35 PLN
1,000 USD3,876.70 PLN
2,000 USD7,753.39 PLN
5,000 USD19,383.48 PLN
10,000 USD38,766.95 PLN

PLN to USD

PLNUSD
1 PLN0.2580 USD
5 PLN1.29 USD
10 PLN2.58 USD
20 PLN5.16 USD
50 PLN12.90 USD
100 PLN25.80 USD
250 PLN64.49 USD
500 PLN128.98 USD
1,000 PLN257.95 USD
2,000 PLN515.90 USD
5,000 PLN1,289.76 USD
10,000 PLN2,579.52 USD

About USD to PLN

Freelancers in Poland often work for American clients while paying ZUS and rent in zloty. This page shows the dollar to zloty rate, its last 90 days and what a dollar invoice is likely to become after fees.

Which rate is shown here?

A cross rate from the official National Bank of Georgia rates for the dollar and the zloty, set once a working day. The National Bank of Poland (NBP) publishes its own official rate, which can differ by a fraction of a percent. For Polish tax you use the NBP rate from the working day before the invoice or payment, not this one.

Do I charge VAT to a client in the US?

Services to a business outside the EU are usually outside Polish VAT, but the rules depend on the service. Check with your accountant.

Should I open a dollar account?

Polish banks offer dollar accounts, and keeping dollars lets you pick when to convert instead of taking the rate on the day the money lands.